Decisões de investimento: o crescimento das aplicações em renda variável no Brasil de 2014 a 2019

Abstract

Investment is the commitment of money over a period of time, aiming at future payments that will compensate for the process that has elapsed. There are more conservative models, known as fixed income, which have lower profitability, such as government funds, savings, pension plans and have more bold models, such as stocks, foreign exchange investment funds, being part of the variable income model. During the period from 2014 to 2019, there was a large growth in financial investments in investments considered as more daring, or better, variable income. This paper aims to present the determining factors that contributed to such growth in Brazil. The data were collected on important sites such as B3, Anbima, CVM, among other sources of great relevance. Graphics were made to better present and detail the research topic. The study showed that in fact there was an increase in these investments in variable income, regardless of whether they fluctuate more. A mix of factors with basic interest rate, political alternation, advances in accessibility to financial platforms boosted the allocation of resources for such investments. In this sense, this work seeks to emphasize the importance of this detail and that promoted a gigantic increase in the equity market in Brazil